When you need to make important life changing decisions about your finances, you really cannot take chances. You need partners with proven expertise in the financial industry, to help you make your goals into a reality. You need someone with years of proven experience in the insurance industry, a person with an ethical approach to solving complex financial issues. This is where Scott LaRochelle, with more than twenty-five years of insurance industry experience can help you meet and exceed your financial goals.
Scott is proud to live in, and be active in the community of Richmond, VA. Although many of the clients he works with are regional, and even international, he prides himself on being a local resource, and advocate for the city he calls home.
In addition to more complex hybrid strategies, Scott has helped hundreds of clients obtain life insurance, long term care insurance, term, whole life insurance, disability insurance and annuities. Beyond his experience with insurance, Scott also has an in-depth knowledge in guiding clients on wealth planning and retirement income strategies that can secure a superior future. No problem is too small or complex for our team. We believe that every complex solution has simple answers. Our expertise helps us transform problems into achievable solutions.
The future is uncertain. We are here to position you to be in the right place, regardless of need, during ever changing times. We offer guidance in tax planning, wealth management, business succession, inheritance and hybrid insurance strategies, and partner with some of the best in the industry when outside counsel is required.
Our expert team is comprised of industry recognized, trusted advisors and consultants who understand that your hard-earned money needs to go the extra mile towards building savings for the future. Our life insurance solutions help clients make informed decisions to secure their loved one’s future. We understand how important, and personal, planning for the future is and we believe that well informed strategies lead to long term financial success.
Over the years our clients have been delighted with the personalized attention they receive, our ethical approach and robust knowledge-based solutions that truly work. We are the first to admit, that experience alone is not enough anymore, and the team approach we use to serve you has over 100 years in combined experience; so, we should know. We complement that powerful history with robust new technologies to consistently offer the highest level of goal attainment. We can use machine algorithms to solve complex time-sensitive data variables, while prioritizing a human touch to offer industry backed knowledge solutions. With our team, we make it our personal mission to solve frustrating and time-consuming problems, and offer you a win-win situation. After all, when you win, we win too. Your success brings us recognition and trust. We will make it our personal mission to serve you the client.
We take personal information and security incredibly seriously. When you work with us-you know that we work for you!
The best technology is no substitute for good old fashioned respect, and attention to the individual and to the family. We combine these in a “3-Principles Pledge.”
Take a moment to consider several of the myriad ways in which we can best serve you:
Have you ever purchased an insurance policy and never looked at it again? We are all only human, but today is the time to put your money back to work-for you!
There is great value to having an annual review of your insurance policies and annuities. Every year, our highly experienced associates provide no-cost assessments as a part of their document package for annual tax filing. We are particularly proud of our low, or no-cost work with seniors in the Richmond Region. If you find there is a less stressful time of the year than Tax Season to place your affairs in-order, we can accommodate your schedule with notice a week (or more) in advance. Whether you are exploring adding a policy, product, taking out a loan, surrendering the policy, or potentially altering your insurance based on changing needs, policy review is a valuable consideration.
Insurance coverage and policies have undergone significant changes in the last five years, due to regulatory changes, and clients demanding better value for their money. For example, Long Term Care and living benefit options and riders have been added to contracts, an important consideration for us at any age.
In conjunction with your accountant or tax planning professional, we are committed to keeping your information secure, and serving you as we would our own families. Please contact us with any questions related to this service.
We are a fully accredited advisory, licensed life insurance agent and life insurance broker in Richmond VA. Our life insurance agency in Richmond VA specializes in life insurance needs, ideal coverage amounts and finding you the most affordable, highest rated life insurance policies. We understand that one size does not fit all. During our consultation process, we listen carefully to your situation and unique needs and then proceed to use our own research and knowledge to chart out the best insurance plans and coverage for you. Once you decide on a particular life insurance plan, our team quickly gets into gear to get you started. We do the all the rest of the legwork, and make sure that you are delighted with the results. Our consultation does not end here, we go further and keep a track of your policy with monthly reviews on regulatory changes, policy bottlenecks etc., to ensure that your policy continuously offers you the returns you deserve; and, that you are never caught off guard.
When you need to secure your loved ones, we are here to guide you on the best term life insurance policies available in the life insurance marketplace. We feature term life insurance policies from all the leading term life insurance companies and have a dedicated team which specializes in finding the lowest premium rates for your needs. Why pay more for term life insurance, when you could get great term life insurance coverage for as little as $1 a day? During our free consultation, we will discuss which term life insurance plan works best for your needs and build a custom term life insurance plan for you. We believe that every investment to secure your financial future pays off in the long run. So, whether you are looking for the most affordable, highly rated term life insurance policy, or you are not sure yet what you need, we are here to help.
When long term security is your main concern, whole life insurance policies offer a solid secure protection option. Our company has helped thousands of happy clients with customized whole life insurance solutions. We know that your money has to yield the best value and our team ensures that we carefully select the best whole life insurance policy to fulfill and exceed your needs. You are always in control of the process, and you will always make the final decision. Our clients have appreciated the time and effort we put into every whole life insurance policy case. We understand that this is an investment, no matter the size, what is important to you is important to us. Our commitment to excellence does not end here, we go the extra mile to negotiate the lowest rates with leading whole life insurance companies. We do not just deliver results, we constantly aim to exceed your expectations!
Looking for universal life insurance? Your quest to find the experts in universal life insurance policies ends here. Our team manages numerous universal life insurance policies for our clients. Some are very standard, but there are a plethora of highly diversified and hybrid policies to fit almost every need. Where appropriate, a totally tailored and custom plan can be created just for your situation. Let us help you efficiently through every step of starting your new universal life insurance policy. Starting from our initial consultation, analyzing your requirements and budget, to finding the best insurance plan and getting your policy started. We provide you with all the help you need. At any stage of the process, we are always eager to answer any questions or concerns you may have. Rest assured that our expert team will pay attention to every fine detail and provide you with the stable financial security you deserve.
Our expertise in long term care insurance plans has given us the opportunity to help our clients deal with complex long-term care coverage situations. We specialize in providing trusted affordable long term care insurance plans for every need. We understand the stress and confusion in choosing the right long-term care coverage and are here to make the process seamless and simple. Just leave your worries to us and let us find you the best long term care insurance plan that matches your expectations.
In cases where you may not be sure what services or stipulations are present in an existing policy, we can help you navigate the contract of you or a loved one.
Every penny saved and invested wisely today can help you create a future of financial stability and security. With this in mind, our team at Partners Richmond is ready to provide you with a plethora of carefully researched wealth management solutions to fit your unique requirements. Our commitment to excellence means that you get top value for every dollar invested. We know how important your investments are and we work tirelessly to provide you with higher yields and returns on your investments. We do not compromise on value. You deserve the best returns on your investment and growth for your wealth, and we are here to help you get there.
Some people may wonder what tax planning has to do with insurance. It’s complicated, as the old saying goes. When things get complex, we bring the experienced touch of simplicity. Yes, tax planning definitely is a complex decision and we truly comprehend how important proper tax planning means. Towards this, we offer you highly knowledgeable solutions and time-tested strategies to not only save you money but to make your tax planning goals simple yet effective. We specialize in complex tax planning strategies for long term success. Let us help you with your tax planning this year and we are confident that the results will delight you.
We firmly believe that behind every success story is a well-structured informed plan. And for these plans to succeed, you need trusted advice, knowledge-based strategies and a clear goal-oriented approach. All three factors, when matched perfectly, create a concise path to financial success. more long-term value for you. Consider allowing us to provide you with a free consultation today. Our unbiased assessments have helped hundreds of clients identify potential risks and quickly mitigate or in some cases even eliminate those risks in time.
Regulatory changes in the insurance industry have led to significant changes in insurance policies. Our knowledge and expertise give us added leverage to understand how these changes can affect existing policies and the long-term risks and potential outcomes. We understand that our clients demand better value and growth for their investments. Towards this, we have painstakingly researched and created various plan options to suit every budget and need. No investment is too small or big for us. We manage policies ranging from $50,000 to $30 million. Our commitment to personalized attention and effort does not depend on the value of the investment, but on building trust based long term value and friendship. No wonder hundreds of our clients have loyally referred business to us for decades. Our hard work has paid them rich dividends, and they have in turn made us successful. You, the client, become a part of our family, a family built on a rich tradition of experience, trust, complete confidentiality, ethical practices and internal transparency.
Come explore your financial options and see how Partners Richmond can make the difference. Scheduling an appointment is easy and we offer no obligation free consultations. Our experts can quickly assess your needs and create robust financial strategies for you. Our wide gamut of services range through: life insurance, term life insurance, whole life insurance, universal life insurance, annuities, wealth management, long term care insurance, tax planning, estate management, retirement income planning, banking solutions and more. Let us bring you closer to financial freedom today. Take the first step to building a better secure life now. Call 804-806-5708 to set up a free consultation now.